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Mark Singer

Your Retirement Guide

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Your Retirement Journey

Retirement is a journey you don’t have to walk alone

You have worked hard your entire life so that you can make the most of this next chapter. But the road to a successful retirement isn’t always easy. Unfortunately, I have seen too many people make the transition into retirement without proper planning, resulting in costly mistakes. This is why I developed a 7-Step Process to help you identify exactly where you are in this important transition and what to do at each stage. You can use it as a guide to help you fully enjoy the journey into, and through, retirement. This retirement roadmap will walk you through each step, helping to give you the confidence knowing you are on the right path for the retirement journey of your dreams.

Follow Your Yellow Brick Road

Our 7 Step Process is a roadmap to your retirement journey. Get clear, step-by-step instructions on exactly what to do along the path to your golden years. The goal is for you to never have to wonder where you are in the process or what you need to do next, again. Stay on the right track and reach your desired destination with confidence, knowing your needs are being taken care of, every step of the way.

Click on each step to learn more

Which stage of retirement planning are you in?

Where are you on the road to pursuing your retirement dreams? Knowing exactly what stage you’re in is the best way to discover your next right step and financial confidence. Ready to Retire? Let’s Find Out!

Ready to Get Started?

I’m excited that you want to partner with me; I truly enjoy leading clients from uncertainty to confidence. As your retirement guide, I’ll see to it that you always know exactly what to expect. This starts the moment we begin working together, so you can look forward to a smooth transition. Here’s how the Safe Harbor Retirement Planning onboarding process works:

Process graphic describing the steps below.

Step 1 Complete the Application

The application is designed to gather the exact information I need to assess your finances and get started on your retirement planning journey. Please take the time to fill it out thoroughly and completely. Before we proceed with our first meeting, I will review what you’ve provided me in order to ensure that I am able to bring significant value to your life.

Step 2 First Meeting

During our first meeting, we will have an in-depth discussion about your goals and dreams so I have a clear understanding of what matters most to you.

Step 3 Analysis/Plan Presentation

After taking a close look at the numbers and assessing your goals, I provide an overview of how your specific retirement planning will fit into the 7-Step Process.

Step 4 Second Meeting

During our second meeting, we begin determining and prioritizing what is most important to you. This will enable us to create your roadmap to retirement leaving you with the confidence in knowing you’re on the right path. I’ll also answer any questions you have prior to starting the implementation process.

Step 5 Implementation

At this point, we will begin the implementation process of moving your assets and adjusting your portfolio according to the plan.

Start Here

 

Define Your Income Needs

The income needs for each of the three stages of retirement may be different. You will need to identify your goals and how much income you will need for each period of retirement. Before we proceed with our first meeting, I will review what you’ve provided me in order to ensure that I am able to bring significant value to your life.
 

Minimize Your Taxes

Review of recent tax returns to determine where you can limit your tax exposure. This will include prioritizing where your money will come from and how to create a predictable, tax-efficient stream of income for you.
 

Initiate your money management model

Based on your goals and income needs, we will then develop the appropriate investment model for you. It will be customized for you and flexible enough to make adjustments in the future.
 

Planning Strategy

Two formal meetings annually to review and optimize your plan.
 

Maximize Your Social Security

With 567 different strategies available, it is important to choose the correct strategy for you and your spouse. We will reveal which combination of strategies will offer the best solution.
 

Define Your Investment Benchmark IQ

During our second meeting, we begin determining and prioritizing what is most important to you. This will enable us to create your roadmap to retirement leaving you with the confidence in knowing you’re on the right path. I’ll also answer any questions you have prior to starting the implementation process.
 

Define Your Legacy

Identify the income needs for the spouse, now and in the future – and come up with the proper resources to take care of her/him.