Retirement is a journey you don’t have to walk aloneYou have worked hard your entire life so that you can make the most of this next chapter. But the road to a successful retirement isn’t always easy. Unfortunately, I have seen too many people make the transition into retirement without proper planning, resulting in costly mistakes. This is why I developed a 7-Step Process to help you identify exactly where you are in this important transition and what to do at each stage. You can use it as a guide to help you fully enjoy the journey into, and through, retirement. This retirement roadmap will walk you through each step, helping to give you the confidence knowing you are on the right path for the retirement journey of your dreams.
Follow Your Yellow Brick Road
Our 7 Step Process is a roadmap to your retirement journey. Get clear, step-by-step instructions on exactly what to do along the path to your golden years. The goal is for you to never have to wonder where you are in the process or what you need to do next, again. Stay on the right track and reach your desired destination with confidence, knowing your needs are being taken care of, every step of the way.
Click on each step to learn more
Step 1 Define Your Income NeedsThe income needs for each of the three stages of retirement may be different. You will need to identify your goals and how much income you will need for each period of retirement. Before we proceed with our first meeting, I will review what you’ve provided me in order to ensure that I am able to bring significant value to your life.
Step 2 Maximize Your Social SecurityWith 567 different strategies available, it is important to choose the correct strategy for you and your spouse. We will reveal which combination of strategies will offer the best solution.
Step 3 Minimize Your TaxesReview of recent tax returns to determine where you can limit your tax exposure. This will include prioritizing where your money will come from and how to create a predictable, tax-efficient stream of income for you.
Step 4 Define Your Investment Benchmark IQDuring our second meeting, we begin determining and prioritizing what is most important to you. This will enable us to create your roadmap to retirement leaving you with the confidence in knowing you’re on the right path. I’ll also answer any questions you have prior to starting the implementation process.
Step 5 Initiate your money management modelBased on your goals and income needs, we will then develop the appropriate investment model for you. It will be customized for you and flexible enough to make adjustments in the future.
Step 6 Define Your LegacyIdentify the income needs for the spouse, now and in the future – and come up with the proper resources to take care of her/him.
Step 7 Planning StrategyTwo formal meetings annually to review and optimize your plan.
Which stage of retirement planning are you in?
Ready to Get Started?
I’m excited that you want to partner with me; I truly enjoy leading clients from uncertainty to confidence. As your retirement guide, I’ll see to it that you always know exactly what to expect. This starts the moment we begin working together, so you can look forward to a smooth transition. Here’s how the Safe Harbor Retirement Planning onboarding process works: